The roofing insurance claim process can be tricky. You may be wondering how to get optimal service for your roof. Whether it’s just repairs or replacement, you can get ahead of dealing with your roof insurance claim by researching the process, knowing what you are responsible for, and who will be involved. The following roofing insurance claim tips will set you on the right path to fixing or replacing your roof efficiently and with less stress. 

What to do when there’s damage

Roof damage can happen as a result of storms, pest damage, or other occurrences. If you suspect you need to file a claim, the first thing to do is to document any damage so you will have it for your insurance company. This can include taking pictures and writing down any notes.  

If any damage is noted, the next step is to call your trusted roof inspector for a more thorough expert inspection. Those familiar with insurance claims for your roof will know what is to be expected in the event you need repair or replacement. 

Make sure you have all warranties, policies, and documents pertaining to your roof on hand. Also, you are going to want to know what is covered in your insurance policy because there may be a time frame limit on when you can report a need to file a claim and the age of the roof specified as far as how much the insurance will cover. 

Advice for home repair 

Do not waste time contacting your insurance company once the inspection has been made and you have all your documents including photographs in order. Once contacted, it is likely that the insurance company will send out their own adjuster to further assess the damage to decide how much will be paid out for your repairs or roof replacement. 

The roofing insurance claim process does involve many steps, however, with the right preparation it does not have to be impossible to accomplish. With your documents in place and the right contractors and attention to detail, you should have your roof repairs completed in a timely manner.