Before undertaking any roofing project, including new roof installation, it is advisable to first contact your insurance company to find out if your insurance policy will cover the work.

When it comes to roof repair and new roof installation, having a firm idea of what your policy covers will help you make informed decisions when planning to install a new roof. It is important to note that all policies are different.

So, it is essential to speak with your insurance provider and get clarity on what your policy will cover when you need roof work done.Read on to find out what damages may or may not be covered by your policy.

What does insurance cover? 

An insurance company is highly likely to cover the costs of roof repair and new roof installation that was warranted due to damages that occurred abruptly or as a result of unpreventable circumstances.

This means that your insurance company will cover fire, vandalism, or storm damage. However, the amount of coverage may vary depending on your insurance policy and other factors, such as the age of the roof.

What isn’t covered?

An insurance claim may be denied in the event that the roof was not installed correctly. Most insurance policies do not offer coverage for damage attributed to improper installation or faulty repairs.

As a result, to significantly minimize the chances of your claim being denied, it is always advisable to hire anexperienced roofing contractor who will ensure that your roof is installed using the correct roofing techniques.

Why you should hire a professional contractor 

Your insurance company can offer coverage for roof repair and new roof installation if the roofing damage is caused by factors that are out of your control such as a storm. But if the problems occur due to improper roof installation, your insurance claim is most likely going to be denied.

This is why it is vital to hire a well-established and experienced contractor to handle any roof installation job. A professional will help to ensure that the job is done properly. 

To find out more about insurance coverage as it pertains to roof repair and new roof installation, contact our team of professional contractors today.